Funding limits
The current limits that apply when you add funds to Holdyn
The following limits apply when you add funds to Holdyn. They are published here and are incorporated into the Holdyn Terms of Service by reference. The limits in force at the time of a funding attempt apply to that attempt.
Card — including Apple Pay, Google Pay, and Link paid by card
- Up to $2,500 per top-up.
- Up to $10,000 total per rolling 30 days.
- One combined limit across all card and wallet payments.
Bank debit (ACH from a US bank account)
- No platform limit per top-up.
- No rolling cap. Card is the only rail we cap, because it is the only one that carries a months-long chargeback window.
Bank transfer and wire
- Available for any amount, with no platform limit per transfer.
- The required method for amounts above the card and bank-debit limits, and can be used for any amount below them.
Funding attempts
- Up to 5 attempts per hour, across all methods combined.
Limits apply per Holdyn account, across all payment instruments on the account combined — adding a second card or bank account does not increase them. Attempts count toward limits whether or not they succeed. Holdyn may vary these limits at any time and may apply different limits to individual accounts.
Bank transfers must be sent from an account held in your name, or in the name of the business verified on your account.