About Holdyn

The deal, the terms, and the money.Together.

Holdyn gives both sides one shared agreement and makes the money follow it. No leap of faith. No separate trail to piece together later.

See how it works Create a transaction

A customer securely making a payment with Holdyn

Release condition

Delivery confirmed by both sides

Terms agreed first

Funds held securely

Release follows approval

Every action recorded

What Holdyn is

An agreement that can actually move the money.

Holdyn is where a deal and its money live in the same place. You agree who is involved, how much is being paid, when it funds, and what must happen before release.

Start with a single protected payment or build milestones, deposits, and recurring schedules. The structure grows only as far as the deal needs—from a one-off freelance project to a complex commercial engagement.

Describe the deal in plain English and Holdyn AI can draft the transaction, or use the guided setup for full manual control. Either way, both parties work from the same terms and the same source of truth.

Freelancers & contractors

Protect project payments with milestone-based releases.

Small businesses

Secure client payments and keep cash flow visible.

Agencies

Run several client projects without losing the terms.

Service providers

Know the money is there before delivery begins.

Real estate & rentals

Hold deposits with clear, agreed return conditions.

High-value transactions

Reduce risk around vehicles, equipment, and valuables.

The foundation

Everything important stays attached to the deal.

Holdyn connects agreement, payment, delivery, and resolution so neither party has to rely on scattered messages or memory.

Protected transactions

Funds move only when the agreed conditions are met. Both sides see the same terms, status, and next step.

Clear release conditions
Protected until delivery
Complete audit trail

Multi-stage payments

Split complex work into practical stages and release money as each part of the deal is completed.

Custom milestones
Approval or automatic release
Visible progress

Terms, signed and recorded

Agree electronically with a complete version history, so every change stays clear and exportable.

Electronic signatures
Version history
PDF export and sharing

Resolution without pressure

A disagreement freezes movement while the parties resolve it directly, with Holdyn, or through arbitration.

Structured self-mediation
Holdyn-facilitated mediation
External arbitration support

How Holdyn works

One clear path from agreement to release.

Agree

Set the parties, amount, timing, and release terms.

Sign

Both sides review and approve one shared agreement.

Fund

The sender secures the money from their Holdyn wallet.

Deliver

Work happens with progress and obligations visible.

Release

Confirmation moves the money according to the terms.

The money stays protected between funding and confirmation.

Visible terms. Controlled movement.

Transaction formats

Start with the payment. Add only what the deal needs.

Choose a clear starting point, then shape the timing and release logic around the real agreement.

Simple

One protected payment released after delivery is confirmed.

One-off work and purchases

Multi-stage

Connect each release to a clear project milestone.

Phased and complex projects

Recurring

Repeat an agreed payment on the schedule you set.

Retainers and ongoing work

Deposit

Hold a refundable amount with return terms agreed upfront.

Rentals and reservations

Direct

Move money immediately between two Holdyn wallets.

Trusted wallet-to-wallet transfers

Ways to fund

Global reach. Familiar ways to pay.

Cards, wallets, bank transfers, and stablecoins across the US, UK, Europe, and beyond—all connected to the same protected agreement.

Cards

Credit and debit cards accepted worldwide.

CardsVisa · Mastercard · Amex

Digital wallets

One-tap checkout on familiar devices.

Apple Pay

Google Pay

Bank transfers

Fund directly from a connected bank account.

ACHUnited States

SEPAEurope

BacsUnited Kingdom

Plus ACSS in Canada and BECS in Australia.

Cryptocurrency

Fund and settle with regulated stablecoins.

StablecoinsUSDC · USDP · USDG

However you fund it, the release rules stay the same.

Processed and held through Stripe

Through the life of the deal

Clarity does not stop after payment.

Real deals change. Holdyn keeps amendments, disagreements, extensions, and returns inside the same visible record.

Transaction overview

See every block, term, balance, release, and next action in one shared view.

Amend terms

Propose a change, collect both approvals, and keep every version on the record.

Self-mediation

Resolve issues through structured proposals and counter-proposals before escalating.

Audit trail

Track approvals, amendments, payments, and status changes with timestamps.

Extension requests

Adjust real-world deadlines through a clear approval workflow.

Returns

Handle full or partial returns securely and keep both parties informed.

The platform behind it

Powerful underneath. Calm on the surface.

The tools that create, operate, and protect a transaction are connected by design.

Create

Structure the deal

Go from an idea or an existing contract to a transaction both sides can understand.

Create with AI

Describe a deal or attach a contract and get a structured draft.

Saved drafts

Reuse earlier structures and adapt them in seconds.

Recurring transactions

Set schedules and renewal terms for ongoing work.

Guest counterparties

Invite someone securely before they create a full account.

Holdyn B2B API

Bring protected transactions into your own product.

Operate

Keep the deal moving

The conversation, timing, people, and obligations stay next to the money.

AI assistant

Ask about terms, payments, obligations, and next steps.

Built-in messaging

Share messages, files, and images inside the transaction.

Calendar & tracking

See deadlines, renewals, and important dates.

Notifications

Choose how Holdyn alerts you to meaningful changes.

Connections

Build a network of people you transact with regularly.

Protect

Move money with control

Balances, identity, release logic, and review work together behind one calm interface.

Wallet & payouts

Follow available, pending, and held balances in one place.

Automatic release

Configure release after confirmation and an approval window.

In-app onboarding

Set up payouts and bank details without leaving Holdyn.

Identity verification

Complete document and selfie checks when required.

Compliance review

Rare edge cases receive a structured risk review.

How funds are handled: Holdyn Inc. is a Delaware corporation and payment facilitation platform. Funds are held by Stripe, Inc., a licensed money transmitter. Holdyn administers transactions and facilitates dispute resolution, while fund distribution is executed through Stripe according to the resolution path chosen by the parties.

Your next transaction

Set the terms once. Let the money follow.

Create a protected transaction in about five minutes. A 1.5%–2.5% transaction fee applies, with clarity from agreement to release.

Create a transaction Talk to Holdyn